Regulatory Stress Testing for Mortgage Loan Portfolios
The 2008 financial crisis precipitated a wave of regulatory changes and industry practices designed to identify and limit systemic risk to the global financial system. More intense regulatory oversight, increasingly sophisticated financial products, and mandatory stress testing have made compliance significantly more complicated. Solution IPC' Signal Hub–powered products and solutions reduce complexity, expand insight, and improve performance for stress testing loan portfolios. They use advanced data science to more accurately assess capital adequacy and help anticipate problems and risks so that lending teams and loan portfolio managers can rectify them before regulators get involved.
Read this white paper to learn how advanced analytics–based solutions can help stress test loan portfolios and automate continuous compliance testing.